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For Individuals

Receive money using one persistent MYQR Identity.

Individuals →

For Business & Institutions

Build MYQR into payments, wallets and platforms.

Business & Institutions →

For Individuals

Your financial address for getting paid.

MYQR is your financial address. Share one QR or link instead of sharing your financial details. You choose where money sent to your MYQR should go — and you can change that without changing your MYQR.

Designed to work across banks, wallets and payment networks as supported providers come online.

Shania holds up her phone from a car window, showing her MYQR code.
  • One QR. Your financial details stay private.
  • You choose where the money goes.
  • Change your bank or wallet anytime.
  • Licensed payment providers move the money.
01 · The Problem

Why am I still sharing payment details?

Today, getting paid often means sharing a different set of details depending on the situation:

  • Bank account numbers
  • BSB / IBAN
  • Wallet usernames
  • Payment app IDs

… and other account details.

02 · The MYQR Way

One MYQR. No bank details to share.

You share your MYQR link or QR code. Senders use a supported app; you receive through your chosen eligible destination — privately.

Sender's supported appbank · wallet · payment service
MYQRmyqr.at/yournameyour financial address
Your destinationBank account · Wallet · Other
03 · Real Example

One address, even when your bank changes.

Jay shares myqr.at/jay. As MYQR’s receiving network comes online, Jay will be able to choose an eligible bank or wallet as his destination. If he later changes banks, he updates MYQR once. Everyone can keep using the same MYQR.

Someone scans or clicks your MYQR
myqr.at/jay
Your chosen destination receives the funds

Illustrative — as supported providers come online.

Share your MYQR, not your bank details. You choose where the money goes; licensed payment providers move it.

04 · How It Works

Four simple steps

  1. SHARE

    The payer scans or clicks your MYQR link or code with a supported app.

  2. MYQR FINDS

    MYQR privately determines your verified destination. No bank details are shown to the payer.

  3. PROVIDER MOVES

    A licensed bank or payment provider processes the transfer.

  4. YOU RECEIVE

    Funds arrive in the account or wallet you selected.

05 · Why It Matters

More freedom. Less friction.

Your financial details stay private

No BSB, account number or wallet ID to share.

Designed for cross-app use

Senders can use supported payment services while you receive in your chosen eligible destination. (Future supported corridors.)

Keep the same MYQR

Change banks or wallets anytime; your MYQR stays the same.

Licensed providers move the money

Regulated banks and payment providers move the money securely. MYQR never holds your funds.

What you can do today

  • Claim your MYQR Identity.
  • Verify and secure it.
  • View and share your MYQR credential.
  • Sign in and manage your MYQR through the Portal.
MYQR GLOBAL IDENTITY NETWORK

Reserve your free MYQR Identity today.

One identifier to receive payments across any bank, wallet, or border. Reserve yours before public launch.

Your Universal Financial Identity to keep. Free — no payment details required.

MYQR determines the verified payment destination. Licensed financial institutions execute the transfer of funds.

Why MYQR?

Simple to share

Give someone myqr.at/jay, not a collection of payment details.

Private by design

Your receiving details remain behind your MYQR Identity.

Built to stay with you

Change an eligible receiving destination without having to change the identity you share.

Secure your MYQR Identity

How MYQR works

MYQR Identitymyqr.at/jay — the one address you share
Destination ResolutionMYQR determines where the payment should go
Licensed Financial InstitutionExecutes the transfer of funds

The MYQR platform.

Six capabilities, one flow: identity in, settlement out.

01

Financial Identity

People should own a financial identity — not dozens of account numbers.

One handle replaces every account detail a payer would otherwise need to hold.

A single financial identity. Replaces multiple account numbers and payment credentials with one trusted identity. Payers resolve the correct destination without seeing or storing sensitive banking details.

02

Destination Resolution

Money should find the best available route automatically.

Availability, cost and preference are decided per payment, invisibly to the sender.

Determines the best payment destination before execution. Evaluates availability, recipient preferences and network conditions, then resolves the appropriate destination. Licensed financial institutions complete the payment.

03

Wallet

Value that arrives ready to use.

Payouts land against the identity: spendable, billable, paid out to a connected destination.

Ready-to-use value. Funds received against a financial identity become immediately available for spending, bill payments or transfer across connected payment networks.

04

Merchant

One merchant identity, every channel.

In-store, online and in-app acceptance resolve to one settlement and one reconciliation.

One merchant identity across every channel. In-store, online and in-app payments resolve to one destination, simplifying reconciliation and reducing operational complexity.

05

Digital Bills

One inbox for everything owed.

Utilities, tuition, rent and government fees arrive structured, itemised and payable in place.

One place for every bill. Invoices, utilities and government charges are delivered directly to a financial identity, ready for review and payment.

06

Settlement

Executed by licensed institutions.

MYQR resolves the destination; regulated partners move value across bank, wallet, card and national QR networks.

Settlement through licensed institutions. MYQR determines the verified payment destination. Licensed financial institutions execute the transfer of funds across existing banking and payment networks.

MYQR OS

Multiple applications. One platform.

Identity, payment and acceptance are applications of one platform. They share the same logic, the same states and the same design language.

MYQR OS · CONCEPT PREVIEW
myqr.at/jay● VERIFIED
PREFERRED RECEIVING ACCOUNT
Wallet01
Bank02
Apple Pay03

Identity card. Illustrative concept interface, not a live screenshot.

MYQR OS · CONCEPT PREVIEW
SEND
Illustrative
Jaymyqr.at/jay● RESOLVING
Confirm

Payment card. Illustrative concept interface, not a live screenshot.

MYQR OS · CONCEPT PREVIEW
TODAY'S SALES● SETTLED · CONCEPT
Illustrative
SETTLEDConceptPartner networks
PENDINGConceptNext batch

Merchant dashboard. Illustrative concept interface, not a live screenshot.

One identity. Every payment.

See how the principles become infrastructure, and where your platform connects.

Illustrative concept material. Value movement is executed by licensed partner institutions; connections shown are design pathways, subject to partnership and technical implementation.

Building payments, banking or financial infrastructure?

See how MYQR works with banks, PSPs, acquirers and platforms.

For Business & Institutions →