Company

Building the identity layer for modern financial routing.

MYQR gives a recipient a persistent financial identity such as myqr.at/pedro. That identity can resolve to a recipient-configured destination without requiring the paying party to know the underlying bank, wallet or card details.

The platform

What MYQR is

MYQR is the identity and destination-resolution layer for payments. A recipient holds one persistent MYQR Identity; the parties who pay that recipient address the identity, never the underlying account. The receiving destination behind the identity is configured privately by the recipient and can change without the paying party changing anything.

Technology origin

Engineered by Infra Systems

The underlying MYQR technology was conceived, architected and developed by Infra Systems. MYQR carries that architecture into an operating platform: identity issuance, destination resolution and the interfaces that licensed execution partners connect to.

Technology OriginInfra Systems

Architecture PrincipleIdentity & Destination Resolution

European BaseAustria (MYQR.AT establishment in progress)

Execution ModelLicensed financial institutions / payment providers

Platform BoundaryMYQR resolves; regulated providers execute

The operating boundary

MYQR IdentityThe persistent address a paying party uses

Recipient-configured destinationChosen privately by the recipient

MYQR Destination ResolutionResolves the identity to the applicable configured destination

Licensed execution providerRegulated financial institution or payment provider

Payment / payout executionMovement of funds on regulated infrastructure

MYQR resolves the recipient identity to the applicable configured destination. Licensed financial institutions and payment providers execute the movement of funds.

European foundation · governance

European foundation

Austria is MYQR’s planned European operating and governance base. MYQR.AT GmbH is currently being incorporated in Vienna; until incorporation is completed, the Group’s European development activities are coordinated through MYQR OÜ, its Estonian holding company. Regulated financial services described on this website are intended to be delivered through appropriately licensed partners and permissions as they become available.

Privacy, data protection and security are design principles of the architecture: the platform is designed to operate under GDPR, to hold no customer funds, and to persist no more payment detail than resolution requires. These statements describe the operating model the platform is built for, not regulatory permissions held today.

Company structure

MYQR OÜTallinn, EstoniaGroup holding: IP, strategy and group direction. Its worldview is on one page: How MYQR Thinks.

MYQR.AT GmbHVienna, Austria (in establishment)The intended European operating platform: onboarding, APIs, interoperability and the Austrian licensing track, with regulated services delivered through licensed partners as permissions are obtained.

MYQR SDN BHDKuala Lumpur, MalaysiaAsia-Pacific development and interoperability work.

Infra Systemsinfrasystems.techTechnology origin of the MYQR architecture.

Leadership

Randy Prado — Chief Executive Officer, MYQR. Fifteen-plus years in payments across Europe and Asia-Pacific. Full leadership profiles will be published here.

Roadmap

The platform grows in the order the architecture stacks: identity and destination resolution first, then acceptance and presentment, then settlement depth and cross-border corridors — anchored by the European licensing track in Austria and interoperability work across Asia-Pacific.

Partners

The ecosystem today, by name:

JAYRIDE
FAIRYDE
AiPAYGO
MMQR
OnePay

How they connect →

News

MYQR publishes in two places: the company writes on LinkedIn (MYQR OÜ); the platform writes on X (@myqratx).

Work with the group

Investors and strategic partners start with the company. Merchants, banks and developers start with the platform. Both start here.

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